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I Do What I Need to Sleep at Night

The Origin

A few years ago, I attended a Financial Planning Day event to learn how to manage my money. Despite hearing advice for many years to start saving for retirement early, I had been putting it off because it all felt very complicated. But as I headed deep into the second half of my twenties, I knew I knew I had to start getting my finances in order.

One of the financial planning concepts repeated many times at the event was to invest retirement fund in a combination of stocks and bonds, and that young people should be more aggressive and invest more in stocks than bonds, because stocks can grow more than bonds, though they are more risky. Being young risk-averse, how aggressive and at what percentage of stocks should I invest? The answer, also repeated many times at the event, was, “Whatever you need to sleep at night.”

That advice unleashed the power and motivation for me to actively take charge of my finances. Eventually, it spread to the other areas of my life, because after all, from a day-to-day perspective, that’s what really matters: What will it take to give me a peace of mind every day, to reach the lowest level of continuous stress and worries, allowing me to spend my time being happy and enjoying things that I like?

Making Up for Past Mistakes

To start, I forgot to add something to the photo in a previous Thing, so to satisfy my need to complete what I started, I had to create a way to make that up. It’s less than ideal (which would be to do it right the first time), but I’m accepting the facts and doing what I can to make it work. This has little effect on my sleep, but I do think about it often enough while I’m awake.

Inbox Zero

As I strong advocate for GTD, I try to write actionable thoughts down as soon as I have them so I can free up my memory for other, potentially more important thoughts. There’s more achieving a free-mind than writing things down, but it gets me more than half way there. Therefore, knowing I am on top of my life helps me sleep at night.

Taking Care of Myself

Instead of waiting longer for my recent (and still happening now) toothache to go away, and knowing how excruciating toothaches could get, I called my dentist the second day of the toothache and saw him the next day. Knowing it was just a minor issue that will go away in a few days helped me sleep at night. Ice packs and painkillers helped with the rest.

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